#LunchBagBahamas

#LunchBagBahamas

While many may have had dieting as there 2018 goal, I was determined to add more volunteering to not only my portfolio but to my heart. I especially wanted to have my kids along for the ride to show that there is more to life than a Baby Alive Doll and pepperoni pizza.

This past weekend I had the awesome opportunity to be a part of HashtagLunchbagBahamas, an initiative that originated in Los Angeles in 2012 and made its way to Nassau in 2015. Three years later, Brown paper bags filled with all of our favorites including delicious sandwiches, cookies, popsicles and a hint of love are distributed to the local community to help combat hunger while spreading love and cheer.

Bright and early with the goal of 1000 Lunch Bags, Volunteers and Donations, HashtagLunchBagBahamas was a machine chugging away and I was along for the ride.

Naturally,  I arrived late (cause you know kids) but I was pleased to see that HLBB was a well oiled machine. Tristan had the volunteers hyped, there was music blasting, the energy was amazing and the volunteers were so into it. I was honestly surprised when I entered the room, didn’t expect that much excitement on a Saturday morning.

There were all walks of life already in the mix Dream Nation, Sororities, Fraternities, Individuals like myself. I was happy to see that there were other kids in the room as well. I had already briefed my 7 year old that we were helping to feed the less fortunate so she was already excited!

Every one had a role to play to make the day successful. There were what I like to call graphic designers who decorated the brown paper bags with inspirational images and sayings, and also persons who wrote Love Notes to accompany every bag.

Then there was the sandwich assembly line. Not gonna lie I wanted to eat a sandwich so bad, they looked so good! Wheat, White, cheese, turkey, ham, lettuce, tomatoes. YUMMY!

And then there was my station, making sure the wonderfully designed paper bags were opened and stuffed with all of the juicy bits.

 

 

Eventually Navy took on a role of her own leaving me to man my own station of filling the bags,  she quickly became in charge of the “Love Notes” transporting them back and forth and yes she owned it.

 

 

 

 

Dilly and Becky (her doll) needed little supervision as well surprisingly. All we needed was wifi, YouTube, a cozy corner and eventually she settled right in.

It’s distribution time and first stop was Gambier. Aside from a dog that probably just wanted a bag as well we were well received by the community. It really did my heart well seeing people actually eating the items in the bag.

Of course towards the end Dilly got cranky, battling nasal allergies, her runny nose and nap time had threw in the towel and I was only able to participate in one drop off.

While I may have been able to be more productive I’m glad my kids came along and that I was able to contribute one stuffed bag at a time!

At the end of the day 1100 bags were distributed to the various stops! How amazing was that !!! Hats off to Lincoln, Tristan and Nikki Jae from another amazing experience!

If you are interested in being a part of HLBB be sure to follow on Facebook and Instagram and visit the website to be updated on the next event.

 

 

 

 

Until next time!!

XOXO

 

Insurance Policies Every Family Should Have

Insurance Policies Every Family Should Have

Having experienced first hand the traumas of death and sickness this topic is dear to my heart. I hate to think about things I can’t control but the reality is sickness and death are a part of life and unfortunately we have no control how and when either of them can occur.

Having a growing family of my own I wanted to explore ways in which I can be prepared for when the inevitable happens.

No stranger to the topic, Rashad Moss  goes into great detail highlighting insurance policies that every family should have. With over 5 years  experience and a passion that goes beyond the contracts, Moss dishes out the why’s and when’s.

Life Insurance 

What haunts families the most is Death. The thing with death is you never know when it is going to happen and for families this is usually a sore topic. No one wants to think about their loved one dying and so the topic of Life Insurance is not always welcomed.

Life Insurance is the number one policy that ever family should have. Moss encourages persons, especially young parents to visit your nearest Insurance Agent and get the facts. Almost every family has a cousin that’s an insurance agent so I suggest you call them up.

According to Moss, not every policy is the same because not every family is the same and the purpose, though the end goal is to protect and provide for your family in your absence, is not the same either.

Reasons such as funeral expenses, college tuition or just leaving funds for your loved ones so they can continue to live in comfort are just some of the few reasons Moss listed as  important for having life insurance.

Sadly,Moss confirmed that poverty increases drastically for your loved ones if you don’t leave certain provisions in place.

Moss wants to stress that young men, especially fathers are some of the hardest clients to get.  Men being  breadwinners for most families  do an awesome job when alive but sadly many horror stories tend to surface after death and many families tend to suffer in their absence.  Homes get repossessed ,kids have to come home from college, and the list goes on. Death is already a difficult and sometimes traumatic experience,the financial comfort of your loved ones should be the last thing they have to deal with after such an event.

Pension

You blinked and just like that it’s now time to retire. You get this awesome retirement party, cake, presents and awards! The kids are out the house and it’s now time to travel the world, you live happily ever after!

Moss explains that somewhere between 6 out of 10 families are not prepared for retirement.

This is a startling but a very true reality. So much for happily ever after.

But wait you’re getting contributions from National Insurance (assuming they have funds). Until you quickly realize that your contributions barely cover BPL.

Pension is equally as important to invest in as any other insurance and like most of them the earlier you start the better.

Moss explains that with a pension plan you won’ have to rely on welfare to finance your retirement years or depend on your children for living expenses. He also went onto explain that pension is one of the easiest retirement plans to get into where starting with as little as $10 is encouraged.

Medical Insurance

No one plans to get hurt or sick but medical care is needed at some point in our lives or another and Medical Insurance covers your finances from sickness and illnesses. The financial and emotional well-being of the entire unit is at risk when a loved one is in dire need of medical attention.  Moss explains though this would be an ideal insurance for a family to have the reality is for most families limited income and lack of assets make this sometimes impossible to attain.

Believe it or not according to nap.edu,  children with insurance have better access to and use more health care services than uninsured children. The parents of insured children are also less likely to delay seeking care for their children for conditions that require it, and illnesses or conditions are not as severe when they do seek care. Uninsured children are less likely to receive important preventive services that can have beneficial long-term effects.

 

So there you have it.  Insurance that every family should have. Families come in all shapes and sizes and so not every policy will be the same. Nonetheless I really want to encourage my families out there to explore each of the policies and discuss the potential that it has to help protect and provide for your family. If you want to reach out to Rashad Moss directly click here and he will be more than happy to answer any and all questions.

Until next time…

XOXO

 

Achy, Coughy, Yucky – Flu Season

Achy, Coughy, Yucky – Flu Season

Last week I received a note from my daughters school. It was requesting permission to administer the flu shot and it dawned on me. It’s FLU SEASON!

I had the flu once in my lifetime. I was a teenager then, I think about 8th grade and I contracted the flu . I was down for about 2 weeks. When I returned to school I was a bag of bones (keep in mind I was already border line size zero). At this stage I looked like death and I felt like I had just been resurrected.

I maybe exaggerating when I say this but the flu virus has got to be one of the most nastiest infectious type contagion known to man (Yea I know AIDs exists but stay with me here). I remember my body aching, my eyes barely opening, sleeping for hours on end, not eating, not even having energy to get up and bathe. I wouldn’t wish this on my worst enemy.

Now that I am a parent of two beautiful daughters I always get paranoid when its flu season. If I couldn’t handle it at age 13/ 14 years old certainly my babies can’t and worse now the strain has evolved and is much more deadlier than some umpteen years ago.

According to forbes.com the flu season is proving to be a very active one this year and the vaccine is just not as effective as it use to be against the dominant strain H3N2.

While there has always been a debate on whether to get the FLU shot, how you still end up with the flu after receiving it and if it is effective at all is always tossed in the air I have no issues with the shot per say. I’ve gotten it before and so have my kids and we somehow managed to not contract the virus that year.  Though, it is a bit alarming when the CDC tells you “hey this really isn’t as effective as it use to be”.

I’ve decided to be more proactive in my approach to this deadly season. Of course we practice the norm washing hands, dousing ourselves in sanitizer,  bleach, bleach, bleach everywhere!!!! But I’m not with them 24/7.  My kids are around other kids and more than just a fruit snack is going to be shared.

Prevention is always the best cure so I over compensate when it comes to fruits and veggies especially berries that are full of natural antibiotics and antioxidants. I also give a daily vitamin. EVERY. FRIGGING. DAY. RELIGIOUSLY. Kiddie Pharmaton is my go to while there are many others on the market to choose from.  Restful bodies tend to be more healthier as well and my kids are no exception so sticking to my bedtime routine is key. Lastly let them buggers play!! Exercise and keeping that oxygen flowing not only makes them tired and preps them for bed but also helps to combat illnesses.

While I’m still on the fence with signing this note and having my child get the flu shot keep in mind that ineffective does not mean useless so there is a chance that shot could save a life.

Please share ways you and your family combat the flu virus in the comments below 🙂

Whatever you choose stay happy and healthy!

Till next time..

 

 

 

 

Step Right Up – The Holiday Carnival

Step Right Up – The Holiday Carnival

You never really  see it coming, one day you’re driving and notice a little sign around the round about “Holiday Carnival” or you may pass the set up area and see trailers off loading and then you know. It’s here!

(Video cred Michael Culmer 242 in the know)

Round and Round we go! McCafferty Enterprises sets up on Fort Charlotte and once again gives us locals another fun  time at the  Carnival. Not sure if they were hoping to gain the attention of tourists with the location change but with twice as much space and twice as much dust you can be sure that the new location adds to the nostalgia of the Holidays.

You won’t find an issue with parking although some areas are more well lit than others, there is ample space on either the eastern or western side of the Carnivals entrance. Being that I drive a particular vehicle that starts with the letter H I was particularly concerned but nonetheless it’s probably no safer than my own yard.

Once in expect to pay $7 for adults and $5 for kids age 3 years and younger/in a stroller are free of charge, but don’t quote me as this price seems to fluctuate (was told it was $5 for adults and $3 for kids but who knows)

 

Now you’re in!Fun begins and money starts to spend! Tickets! Tickets! Tickets! Depending on the age group most rides for younger kids start at 3 tickets and go up to 6 tickets  for the more mature crowd. Tickets are $1.25 each. This year they reintroduced the packaged tickets which for me made much more sense money wise.

With two kids in tow I purchased the family sheet and was on my way! I would imagine with a larger family you would need the larger package. Shoots even I was borderline low on tickets and found my self back on the line trying to balance out the last few rides so budget accordingly.

One thing I liked this year was that the tickets can rollover to another day (again don’t quote me). Normally you would have to use all of your tickets during the same visit or forfeit it all, ticket agent assured me this was not the case but I still tried to use just about all that I purchased. Oh but bear in mind there is no reentry.

 

 

 

This year there was over 15 rides not including the games, your favorite 25cent Glass throw, Balloon darts, I mean they all came back.

They brought back all the favorites and then some like the YoYo, Gravitron, Merry Go Round and Mr.Dragon!

 

Yes the Over and Under table is still there and yes so is the Kalik tent! Word of advice the Kalik tent has water for $1 the other guys has it for $3.

 

Traditionally I never buy food at the carnival with the exception of a few must haves like the pizza and of course cotton candy. I was surprised to find most vendors were actually “affordable”.  Had I not already infused in my child’s brain the promised of a my little pony toy from Mickey D’s I would have no issue treating myself to some chicken and fries!

 

 

Please keep in mind especially with little kids that bathroom situation is port a potties.  I don’t know about you but I’m not a huge fan of these things and unless I missed it there is no where to wash your hands. So if you don’t already take LOTS of Hand Sanitizer hand towels tissue…yea I think you get the idea or better yet just leave at this stage.

As usual over all the experience was a memory maker and with Arawak Cay right next door it made for the perfect time to stop and enjoy some fritters with the family and over look the harbor. Yes it is expensive but like MasterCard commercial the smiles I get is priceless.

Until next time…